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30 year fixed rate mortgage is the most common mortgage in
the U.S. There are also 15 year fixed rate mortgages,
which allow you to pay off your mortgage in less time,
with less interest. A fixed rate mortgage is one in which
principal and interest are amortized evenly during the
life of the loan. Fixed rate mortgages protect you from
the risk of rising interest rates. The 30 year fixed rate
mortgage is the most popular, and easiest to qualify for.
It offers the lowest monthly payments of any fixed rate
mortgages, and therefore the most affordable for many
buyers. |
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